Products & Services

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Payday Loans from Money Depot 

(We are located inside Sandpoint Packn'Ship)

 

We have been helping people with short term loans for over 14 years.  

If you need a payday loan, we are easy to work with and give a discount if your loan is paid on time at our store.

 

To qualify for a loan, we have the following requirements:

1. You have had a job for one year

2. Have had a checking account for at least one year with a bank in the Sandpoint area,

3.  You do not have a payday loan anywhere else.

 

Please bring in the following for a loan:

  1. Your last bank statement

  2. Pay stub

  3. Check

  4.  Driver's license.

 

Idaho State Payday loan disclosures:

 1. PAYDAY LOANS ARE INTENDED TO ADDRESS SHORT-TERM, NOT LONG-TERM, FINANCIAL NEEDS;

2. YOU WILL BE REQUIRED TO PAY ADDITIONAL FEES IF THE PAYDAY LOAN IS RENEWED RATHER THAN PAID IN FULL WHEN DUE;

3. YOU HAVE THE RIGHT TO RESCIND THE PAYDAY LOAN AT NO COST NO LATER THAN THE END OF THE NEXT BUSINESS DAY FOLLOWING THE DAY ON WHICH THE PAYDAY LOAN IS MADE;

4. PAYDAY LOANS MAY CONTAIN HIGH-COST FEATURES, AND BORROWERS SHOULD CONSIDER ALTERNATIVE LOWER-COST LOANS;

5. IF YOU BELIEVE THAT THE LENDER HAS VIOLATED THE LAW, YOU MAY FILE A WRITTEN COMPLAINT WITH THE IDAHO DEPARTMENT OF FINANCE. FILING A COMPLAINT DOES NOT LIMIT NOR IMPAIR ANY RIGHTS YOU MAY HAVE AGAINST THE LENDER;

6. YOU HAVE A ONE-TIME RIGHT DURING ANY CONSECUTIVE TWELVE (12) MONTH PERIOD TO CONVERT A PAYDAY LOAN INTO AN EXTENDED PAYMENT PLAN.

 

For more information, call us at 208-263-4211 or send us a message by clicking the button below.